1) Believe whole heartedly: to completely believe someone
2) Anticipate: to make guess about something
3) Substantial savings: huge amount of savings
4) Didactic: instructive
5) Ebullient: happy, cheerful
6) Limited prospects: limited opportunities
7) Detrimental affect: very destructive
8) Exert control: take control
9) Requisite skills: basic skills
10) Well-intentioned: conscious plans