Gryffindor: Being chased by something horrible, unable to get away or stop for even a second

Ravenclaw: Losing something you love dearly and having absolutely no way to find it or get it back

Hufflepuff: Being unrecognizable to any of your loved ones and having them drive you out from where you belong

Slytherin: Being horribly unprepared for school or work and having everyone laugh at you