[BINGLEY'S OFFICE-MOMENTS LATER-DAY]

Oliver opens his case with great pride. Inside is displayed a selection of his homemade pastries.

Oliver "All right"

Bingley "Mr. Kowalski-"

Oliver "-You gotta try the paczki, okay, it's my grandmother's recipe, the orange zest- just-"

Oliver holds out a paczki... Bingley is not distracted

Bingley "Mr. Kowalski, what do you propose to offer the bank as collateral?"

Oliver "collateral?"

Bingley "collateral"

Oliver gestures hopefully toward his pastries

Bingley "there are machines now that can produce hundreds of doughnuts an hour-"

Oliver "I know, I know, but they're nothing like what I can do-"

Bingley "the bank must be protected, Mr. Kowalski. Good day to you"

Bingley dismissively rings a bell on his desk

[BEHIND THE BANK COUNTERS- MOMENTS LATER- DAY]

The Niffler sits on a trolley covered in money bags, which it greedily empties into its pouch. As Rose watches through the security bars, aghast, a guard pushes the trolley away down a corridor.

[BINGLEY'S BANK, HALL-MOMENTS LATER-DAY]

Oliver, downcast, exits Bingley's office. His bulging pocket vibrates. Alarmed, he pulls out the egg and looks around.

{ANGLE ON THE NIFFLER}

still sitting on the trolley, which is now being pushed into an elevator.

{ANGLE ON OLIVER}

who sees Rose in the distance

Oliver "Hey, Mrs. English Lady! I think your egg is hatching"

Rose looks hurriedly between Oliver and the shutting elevator doors before making a decision: She points her wand at Oliver. Oliver and the egg are pulled magically across the bank atrium toward Rose. In a split second, they disapparate.

Yin stares, incredulous, from behind a pillar.

[BACK ROOM OF THE BANK/STAIRCASE-DAY]

Rose and Oliver apparate into a narrow stairwell leading to the bank's vaults, suddenly past the tellers and security guards.

Rose gently takes the egg back from Oliver as it hatches, revealing a small, blue, snake-like bird- an occamy. Rose, her face full of wonder, looks to Oliver as though expecting a similar reaction from him.

Slowly, Rose carries the baby creature down the stairs.

Oliver "Excuse me..."

Oliver, very confused, looks back up the stairs toward the main bank atrium. On seeing Bingley approaching, he ducks down the stairs, out of sight.

Oliver (to himself) "I was- over there. I was- over there?"